Adding a driver to a car insurance policy

 · Named driver car insurance is when you add another driver to your car insurance policy. A named driver can drive your car any time of day and usually has the same level of cover as you. But they’re not the main driver. The policyholder should always be the main driver. When you add a named driver to your policy - sometimes called 'second driver . Adding a driver to your policy means they're an insured driver under your policy when they drive your car. So, if they get into an accident, your insurer is more likely to cover the damage than for an unlisted driver. Sharing a policy with someone typically means both of your vehicles are covered under one policy.  · To add another driver to your car insurance policy, you’ll need some basic information on hand about the driver you’re adding, including their: Full name and date-of-birth. Social Security number. License number. Driving record, including any of their recent previous accidents and traffic violations.

Adding a Driver to Your Car Insurance Who is Younger. Because insurers regard under drivers as the riskiest group, adding an inexperienced named driver to your policy will almost certainly hike your premiums. It seems logical to consider removing a student son or daughter from your annual policy if they are not living at home. Rather take out temporary cover, which will allow them to drive when they return home on vacation. Adding a driver to your policy means they're an insured driver under your policy when they drive your car. So, if they get into an accident, your insurer is more likely to cover the damage than for an unlisted driver. Sharing a policy with someone typically means both of your vehicles are covered under one policy. When to Add Someone to Auto Insurance. You must add a driver to your policy if he or she has access to your car, has a driver's license, and lives at your residence. Common examples include teen.

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